Working capital that moves
as fast as your order book.
Krell connects MSMEs to fast, transparent invoice financing — built around how your business actually orders, pays, and grows.
A working-capital platform built for MSMEs
Krell is a financing platform purpose-built for MSMEs — turning approved supplier invoices into fast, affordable working capital, without the paperwork treadmill of a traditional bank loan. Faster invoice discounting, shorter cash cycles, and easy, digital-first access to credit.
Financing that fits how you already do business
You order from your suppliers, receive goods, and owe payment on their terms. Krell steps in at that moment — discounting your invoice against a pre-assigned credit limit, so your supplier gets paid on time and you get breathing room on cash flow.
No collateral drama, no relationship-manager back-and-forth. Every step — from onboarding to disbursal to repayment — happens on one platform, with your limit, your lenders, and your invoices visible at all times.
Everything you need to finance an order cycle
Krell packages the tools a growing MSME actually needs — not a generic lending dashboard.
Invoice-backed financing
Upload a supplier invoice and get it sanctioned against your assigned limit — no separate loan application each time.
Multi-lender marketplace
Your limit is spread across multiple lending partners. Krell automatically surfaces the cheapest available rate.
Live limit visibility
Track assigned, utilised, and available credit in real time — down to the per-lender breakdown.
Paperless onboarding
GST, bank statements, financials and existing sanction letters — all collected digitally, once.
From application to disbursal, in four steps
Apply
Complete a one-time business profile and document upload — no repeat paperwork.
Get a limit
Krell's lending partners review your business and assign a revolving credit limit.
Finance invoices
Upload supplier invoices as they come in and get them sanctioned against your limit.
Repay & reuse
Repay on schedule and your limit frees up automatically for the next order cycle.
Built by people who know working capital finance
Krell was founded to close the working-capital gap that slows down MSMEs — the gap between placing an order and getting paid for it. We work closely with lending partners and industry bodies to make financing faster, fairer, and easier to understand.
Ready to finance your next order cycle?
Set up your business profile in minutes and see your available limit.
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